WARRANTIES & DISCLAIMERS

There are no warranties implied.

Sims Investment Management (“SIM”) is a registered investment adviser located in Cincinnati, OH. SIM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. SIM’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of SIM’s web site on the Internet should not be construed by any consumer and/or prospective client as SIM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by SIM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of SIM, please contact the state securities regulators for those states in which SIM maintains a registration filing. A copy of SIM’s current written disclosure statement discussing SIM’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from SIM upon written request. SIM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to SIM’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

The information in these documents has been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Sims Investment Management, LLC. While the publisher has been diligent in attempting to provide accurate information, the accuracy of the information cannot be guaranteed. Laws and regulations change frequently, and are subject to differing legal interpretations. Accordingly, neither the publisher nor Sims Investment Management, LLC shall be liable for any loss or damage caused, or alleged to have been caused, by the use or reliance upon this service.